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Loan program is basically sketched for the existing small businesses and startups. For helping those businesses, SBA took a stand earlier in the year of 1953 and from then it is continuously putting a great impact on the small business industry. Since SBA never lend out the loan itself, we are always there for you with a quick, short and easy loaning facility. Miner Capital has been a profound source for the SBA 7(a) loan and it is continuing to regain the reputation. We hold out the loan with totally clarified manner as our clients are the most important part of our business.
We give out the SBA 7(a) Loan Program with the terms below:
INTEREST RATE | Predominantly variable; certain fixed-rate alternatives |
TERMS | • Up to 25 years – real estate |
LTV Up to 90%DOWN PAYMENT | Minimum 10% borrower(often more) Up to 90% |
ELIGIBLE BUSINESS SIZE | • Calculated by industry nature |
LOAN STRUCTURE | • Loan structure flexible; reliant on risk |
PROCEEDS USE | • Expand, acquire or start a business |
PROGRAM REQUIREMENTS | • 51% proprietor occupancy for existing building |
COLLATERAL | • Subject propertiesobtained by loan earnings |
FEES | • Fees can be sponsored in the SBA 7(a) loan program |
CLOSING TIME | As soon as 45 days |